See If Your Business Qualifies To Reduce ATO Debts By Up To 85%
Are you a Director of a Pty Ltd Company?
"After struggling with a $450,000 ATO debt that kept me up at night, SBR Experts helped reduce it by 80%. Now my business is back on track and growing stronger than ever."
We Help Your Business Reduce ATO Debt and Restructure Successfully
CALL US — 0489 070 532Why Choose SBR Experts?
We are Australia's dedicated Small Business Restructuring specialists — not generalists.
Reduce ATO Debt by Up to 85%
Through a legally binding Small Business Restructuring Plan, your ATO and creditor debts can be significantly reduced — often by 50–85%.
Stay in Control of Your Business
Unlike liquidation or administration, the SBR process keeps you as director. You continue trading while we manage the restructuring.
Legal Protection from Creditor Action
Once an SBR plan is initiated, creditors — including the ATO — are legally prevented from taking further recovery action against your business.
Fast, Streamlined Process
The SBR process is designed for speed. Most plans are completed within 35 business days, so you can focus on running and growing your business.
How It Works
Get your business back on track in 3 simple steps.
Complete Your Eligibility Quiz
Complete our short 2-minute eligibility quiz and tell us about your current ATO debt situation.
Connect with an SBR Practitioner
We connect you with a qualified SBR Practitioner who will review your situation and design a tailored restructuring plan.
Creditors Vote — Debt Reduced
Your creditors vote on the plan. Once approved, your reduced debt is legally binding and your business moves forward debt-free.
Frequently Asked Questions
We've answered the most common questions about Small Business Restructuring.
Australia's Small Business Restructuring Specialists
Small Business Restructuring (SBR) is a formal legal process that gives eligible Australian small businesses a genuine pathway out of unmanageable debt — without the devastating consequences of liquidation. At SBR Experts, we specialise exclusively in this process, helping business owners across Australia reduce their ATO debts, protect their assets, and rebuild their financial future.
What is the Small Business Restructuring Process?
Introduced by the Australian Government in January 2021 under the Corporations Act 2001, the Small Business Restructuring framework was designed to give small businesses a fast, affordable, and director-led alternative to traditional insolvency. Under this process, a registered SBR Practitioner works alongside the director to develop a restructuring plan that proposes a reduced repayment to creditors — including the ATO — over a period of up to three years.
Once the plan is accepted by a majority of creditors (by value), it becomes legally binding on all creditors, including those who voted against it. This means the ATO cannot continue to pursue the full outstanding debt, issue further enforcement action, or wind up the company while the plan is in effect.
Common ATO Enforcement Actions We Help Resolve
The ATO has been increasingly active in debt recovery, issuing a range of enforcement actions against small businesses with outstanding debts. SBR Experts helps business owners respond to and resolve all of the following:
- Director Penalty Notices (DPN) — personal liability notices issued to directors for unpaid PAYG, SGC, and GST
- Garnishee Orders — ATO orders directing your bank or debtors to pay funds directly to the ATO
- Wind-Up Notices — court applications by the ATO to wind up your company
- Statutory Demands — formal demands requiring payment within 21 days or face wind-up proceedings
- Warning Letters — initial ATO communications indicating escalating debt recovery action
If you have received any of these notices, time is critical. The SBR process can only be initiated while your company is still trading and before a wind-up order is made. Contact SBR Experts today for a free, confidential consultation.
Your Business Recovery Starts Here
We're with you every step of the way — from your first call to your final creditor vote.